Need an appraisal for an FHA-backed mortgage? Call James Make & Associates

The FHA publishes a list of approved appraisers for each state - James Make & Associates is on the roster of approved appraisers for TX. If you have an FHA-insured loan, be sure to call James Make & Associates, as we are approved and certified to handle FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at James Make & Associates is well-trained on how to follow the rules and regulations provided.

Be sure to contact James Make & Associates if you need an appraisal done for an FHA-secured loan.

An FHA loan is secured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending organizations with security through mortgage insurance in case the borrower does not pay his or her financial obligations. Low-income and moderate-income consumers benefit from an FHA-secured financial transaction; the purpose of the Federal Housing Administration is to assist credit-worthy consumers to meet expectations and necessities for lending organizations that they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower income or less starting capital to use as a down-payment on a loan are helped the most from Federal Housing Administration loan programs.