James Make & Associates is your FHA certified appraisal company

We assure you that James Make & Associates is an FHA-certified appraisal practice in TX. If you have an FHA-mortgage, be sure to call James Make & Associates, as we are approved and certified to handle FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at James Make & Associates is well-trained on how to comply with the rules and regulations provided.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is secured by them. The lending organization takes care of all the money in the loan; the FHA simply insures the transaction through mortgage insurance in case the borrower defaults on his or her loan. Available to all purchasers, FHA loan programs are made to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly helpful to those consumers with less accessible starting capital.