James Make & Associates is your FHA certified appraisal company

Rest assured that James Make & Associates is an FHA-certified appraisal company in TX. James Make & Associates is certified and approved to do appraisals for FHA secured loans. A portion of the regular training our staff at James Make & Associates receives deals exclusively with understanding the FHA's documentation and their rules and procedures.

Be sure to contact James Make & Associates if you need an appraisal done for an FHA-secured loan.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is insured by them. The FHA does not loan money to borrowers, rather, it provides lending agencies with safety by offering mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to aid low-to-moderate income homebuyers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are incredibly beneficial to consumers with less starting income.